In Canada, the Labour Market Impact Assessment (LMIA) is a gatekeeper of sorts in the immigration process—a necessary document that employers must secure before hiring foreign workers. The idea is straightforward: an employer must demonstrate to the government that there are no qualified Canadians available for a given position. At first glance, this seems like […]
Recent studies have revealed the surprising impact of clutter on the brain’s ability to process information. A study from Yale University, published in Neuron, found that visual stimuli in our environment compete for neural representation, affecting focus and cognitive function. This competition goes beyond a mere battle for attention; it reshapes the fundamental way our […]
Cogeco UltraFibre 1Gig Unlimited Review: Fast, Affordable, But Is It Reliable? Introduction I recently switched to Cogeco’s UltraFibre 1Gig Unlimited plan, lured by the promise of lightning-fast internet and a discounted price of $54.99/month for the first 24 months (down from $99.99/month). With such an attractive offer, I wanted to dive into whether the performance […]
Look closely at bond yields after next week’s Bank of Canada rate announcement; they’re the unsung GPS guiding fixed-rate mortgages. As Canadians prepare for potential rate cuts, the financial world shifts beneath their feet, yet few understand how these cuts ripple through the broader economy. With two-thirds of economists predicting a 50-basis-point chop in the […]
Canadians could be forgiven for breathing a small sigh of relief these days. After years of relentless food price hikes, the pace of food inflation is finally decelerating. Projections show food prices rising by 2.2% to 2.5% in 2024, down from last year’s punishing 5.8%. The longer-term forecast for 2025 is even milder, with food […]
In the ever-growing catalog of ambitious tech startups, Reflect Orbital from California has set its sights—quite literally—on bringing sunlight to darkened skies. This isn’t about solar panels or even artificial lights; no, they aim to deliver actual sunlight. The plan? A constellation of high-tech satellites outfitted with mirrors, designed to beam sunlight from space to […]
In a nation grappling with a historic housing shortage, the Canadian government, led by Deputy Prime Minister Chrystia Freeland, has introduced a bold new strategy. Starting January 15, 2025, Canadians will be eligible to refinance their mortgages up to 90% of their home’s improved value to fund the construction of secondary suites. This move seeks […]
In October 2024, house flipping in Toronto and the Greater Toronto Area is a tale of high profits, market shifts, and new regulatory hurdles. Once an investment darling, the practice now faces the stiff headwinds of a cooling market and a set of anti-flipping measures that aim to curb speculative buying. Yet, despite these changes, […]
The Toronto area, once a buzzing hive of office workers and rush-hour traffic, has undergone a transformation—driven not by innovation, but by the stark reality of a global pandemic that upended everything we knew about work. Remote work, once an elusive perk for the fortunate few, has now become the standard for the many. An […]
In a world increasingly dictated by financial constraints and shifting markets, Fiera Real Estate Investments has taken a decisive step, opening up their $5.5 billion Canadian Real Estate Debt Fund to external investors. This bold move taps into the simmering demand for non-bank financing in Canada’s real estate sector. As traditional banks tighten their lending […]